Key Takeaway: Abu Dhabi’s “Life Endowment” campaign aims to create a sustainable healthcare fund worth Dh1 billion to cover treatment costs for vulnerable individuals with chronic diseases, emphasising the emirate’s commitment to community solidarity and accessible healthcare for all.
New Hope for Chronic Disease Patients in Abu Dhabi
In a significant move to enhance healthcare accessibility, Abu Dhabi has launched a pioneering initiative to cover treatment costs for some of society’s most vulnerable members. The Endowments and Minors Funds Authority (Awqaf Abu Dhabi), in collaboration with the Department of Health – Abu Dhabi, has unveiled the “Life Endowment” campaign to support patients with chronic diseases under the compelling slogan “With you for Life.”
This humanitarian initiative aligns perfectly with the Year of Community launched by President Sheikh Mohamed bin Zayed Al Nahyan, promoting values of generosity and solidarity across the emirate. The campaign represents a fundamental shift in how healthcare services are funded and delivered to those most in need.

Part of a Larger Healthcare Vision
The Life Endowment campaign is not a standalone initiative but part of a comprehensive Healthcare Endowment launched in May 2024, valued at Dh1 billion. This broader vision seeks to transform healthcare financing in Abu Dhabi by creating sustainable funding mechanisms that can support essential medical services for years to come.
By focusing specifically on chronic disease patients, the campaign addresses a critical healthcare need. Chronic conditions often require ongoing, expensive treatments that can place tremendous financial strain on patients and their families. Through this endowment, Abu Dhabi aims to alleviate this burden for those who cannot afford necessary treatments.
How the Life Endowment Will Work
The campaign has a multifaceted approach to achieving its healthcare goals:
Sustainable Funding Model
Unlike traditional charity models that provide one-time assistance, the Life Endowment establishes a permanent fund whose investments will generate ongoing returns. These returns will be directed toward covering treatment expenses for chronic disease patients in need, ensuring continuity of care regardless of economic fluctuations.
This approach mirrors successful healthcare endowments worldwide, where investment returns provide sustainable funding for critical medical services. The model ensures that contributions have a lasting impact rather than being quickly depleted.
Comprehensive Care Coverage
The endowment will support patients in multiple ways:
- Covering essential treatment expenses for chronic diseases
- Providing necessary medications that might otherwise be unaffordable
- Offering mental health support to help patients cope with the psychological aspects of chronic illness
This holistic approach acknowledges that chronic disease management extends beyond physical treatments to encompass psychological wellbeing, which is often overlooked in traditional healthcare models.
Investment Strategy
Rather than simply distributing funds directly, the campaign will invest the collected contributions to maximise returns. These investment proceeds will then be channelled into healthcare programmes that enhance quality of life and promote public health, contributing to the development of a healthier, more sustainable society.
This strategy ensures that the initial donations grow over time, allowing the endowment to help more patients as years pass. It transforms one-time donations into perpetual sources of healthcare funding.

Impact on Abu Dhabi’s Healthcare System
The Life Endowment campaign is expected to strengthen Abu Dhabi’s healthcare system in several important ways:
Enhanced Sustainability of Services
By creating a continuous funding stream for chronic disease treatment, the endowment helps insulate essential healthcare services from budget fluctuations and economic downturns. This sustainability is particularly crucial for chronic disease management, which requires consistent, long-term care.
The initiative comes at a time when healthcare costs in Abu Dhabi have been rising, with recent increases in health insurance premiums and co-payments. The endowment provides a safety net for those who might struggle with these higher costs.
Support for Vulnerable Populations
The campaign specifically targets the most vulnerable segments of society who might otherwise fall through gaps in existing healthcare coverage. This focus on equity ensures that financial circumstances don’t determine who receives necessary treatment for chronic conditions.
For expatriates and residents in Abu Dhabi, this initiative complements the existing health insurance system. While health insurance is essential in Abu Dhabi, as medical care can be expensive without coverage, the endowment provides additional support for those whose insurance may not fully cover chronic condition treatments.
Future-Proofing Against Healthcare Challenges
By building a substantial endowment fund, Abu Dhabi is strengthening its healthcare system’s capacity to address future challenges, whether from emerging diseases, demographic changes, or advances in medical technology that introduce new treatment options.
This forward-thinking approach aligns with the UAE’s broader healthcare transformation, including the development of a unified national medical licensing platform and the implementation of advanced health protocols aimed at reducing disease burden.

Leadership Perspective
Fahad Abdulqader Al Qassim, Director-General of Awqaf Abu Dhabi, emphasised the essential role that endowments play in community development, particularly in vital sectors such as healthcare.
“We will oversee the management of these contributions by investing them, preserving their value, and ensuring the sustainability of their resources to empower the growth of our initiatives and maximise their social impact,” he stated.
Al Qassim added that the campaign represents new hope for chronic disease patients and plays a crucial role in providing quality healthcare for those unable to afford treatment costs. He encouraged everyone to actively participate in this initiative, highlighting the collective responsibility to support those in need.
Fundraising Channels
The campaign will raise funds through two primary arms:
Emirates Red Crescent (ERC)
The ERC has been a leading humanitarian entity since its establishment in 1983, dedicated to helping vulnerable populations both locally and globally. With its extensive experience in fundraising and aid distribution, the ERC brings credibility and expertise to the campaign.
Ahmed Sari Al Mazrouei, Secretary-General of Emirates Red Crescent, highlighted that “collective community support can significantly ease the financial burden on underprivileged patients and offer them hope for treatment and recovery.”
Authority of Social Contribution – Ma’an
Ma’an serves as the Government of Abu Dhabi’s official channel for receiving social contributions. The authority channels these contributions toward various sectors to promote community development and build a cooperative, active, and inclusive society.
These partnerships ensure that the campaign operates with transparency and accountability, building trust with potential donors who want assurance that their contributions will be managed effectively.
How to Contribute
The Life Endowment campaign has established multiple convenient channels for contributions, making it easy for individuals and organisations to support this important cause:
| Contribution Method | How to Donate | Min. Amount | Suitable For |
|---|---|---|---|
| Digital Platform | Awqaf Abu Dhabi website Ma’an online platform |
Any amount | Online donors, international contributors |
| SMS Donation | Text ‘Life’ to designated numbers | AED 10 | Mobile users, quick donations |
| Bank Transfer | Transfer to campaign IBAN at First Abu Dhabi Bank | Any amount | Large donations, corporate contributors |
| Contribution Kiosks | Visit kiosks in hospitals and public spaces | Any amount | In-person donors, cash contributions |
Digital Platforms
- Awqaf Abu Dhabi digital donation platform: https://contribute.adawqaf.gov.ae/healthcare
- Ma’an online platform: https://fundraise.maan.gov.ae/ar/projects/with-you-for-life?pid=2c3199fe-58c3-ef11-b8e9-002248cbcd93
SMS Donations
For quick and easy contributions through mobile phones:
e& UAE Numbers
- SMS ‘Life’ to 3557 to donate AED10
- SMS ‘Life’ to 3556 to donate AED50
- SMS ‘Life’ to 3225 to donate AED100
- SMS ‘Life’ to 3223 to donate AED500
du Numbers
- SMS ‘Life’ to 3583 to donate AED10
- SMS ‘Life’ to 3585 to donate AED50
- SMS ‘Life’ to 3586 to donate AED100
- SMS ‘Life’ to 3587 to donate AED500
Bank Transfers
Direct bank transfers can be made to the Campaign’s account (IBAN Number: AE930353417000004600004) at First Abu Dhabi Bank.
Physical Locations
Contribution kiosks operated by the General Authority of Social Contribution–Ma’an and ERC are located in hospitals and public spaces across the UAE.
Promoting Endowment Values
Beyond its immediate healthcare benefits, the Life Endowment campaign also aims to promote the broader concept of waqf (endowment) as a powerful tool for sustainability and community development. This cultural dimension highlights the UAE’s rich tradition of charitable giving while adapting these principles to modern financial and social contexts.
The initiative also showcases the UAE’s leadership role in championing charitable and humanitarian campaigns, driving social investments to benefit those in need. By establishing this endowment, Abu Dhabi demonstrates how traditional Islamic financial instruments can be leveraged to address contemporary healthcare challenges.
The Broader Context of UAE Healthcare Initiatives
The Life Endowment campaign exists within a broader healthcare transformation occurring across the UAE. Starting January 1, 2025, health insurance coverage becomes mandatory across all UAE emirates, marking a significant development in worker protection and healthcare access.
While this universal coverage is crucial, it may not fully address the needs of those with chronic conditions who require specialised, ongoing care. The Life Endowment helps fill this gap, ensuring that even the most vulnerable community members receive necessary treatments regardless of their insurance status.
The UAE has also been investing heavily in healthcare innovation, with a booming health tech sector that promises to transform care delivery through technological advances. These innovations, coupled with sustainable funding mechanisms like the Life Endowment, position Abu Dhabi at the forefront of healthcare development in the region.
A Model for Future Healthcare Funding
The Life Endowment campaign represents a potential model for how societies can address the growing challenge of financing chronic disease treatment. By combining traditional endowment principles with modern investment strategies and healthcare delivery systems, Abu Dhabi is pioneering an approach that could inspire similar initiatives globally.
As chronic diseases continue to represent a growing proportion of the global disease burden, sustainable funding models like this one may become increasingly necessary. Abu Dhabi’s example demonstrates how communities can take collective responsibility for ensuring that all members have access to necessary healthcare, regardless of their financial circumstances.
Conclusion
The Life Endowment campaign stands as a testament to Abu Dhabi’s commitment to creating a healthcare system that leaves no one behind. By establishing a sustainable fund dedicated to covering treatment costs for chronic disease patients, the emirate addresses a critical gap in healthcare coverage while promoting values of solidarity and community support.
For patients struggling with chronic conditions and the financial burdens they impose, this initiative offers new hope and practical assistance. For the broader community, it represents an opportunity to contribute to a sustainable solution that will benefit vulnerable community members for generations to come.
The success of this initiative will ultimately depend on the collective response of individuals, organisations, and institutions across Abu Dhabi and the UAE. By supporting the Life Endowment campaign, everyone can play a part in building a healthier, more inclusive society where quality healthcare is accessible to all who need it.
FAQ About Abu Dhabi’s Life Endowment Campaign
What is the Life Endowment campaign?
The Life Endowment campaign is an initiative launched by Awqaf Abu Dhabi in collaboration with the Department of Health – Abu Dhabi to establish a sustainable endowment fund that covers treatment costs for chronic disease patients in need.
How is this different from other healthcare initiatives?
Unlike one-time charitable donations, the Life Endowment creates a permanent fund that invests contributions to generate ongoing returns. This sustainable model ensures continuous support for patients with chronic diseases for generations to come.
Who will benefit from this endowment?
The endowment primarily targets vulnerable segments of society who cannot afford treatment costs for chronic diseases. This includes low-income residents, elderly individuals, and others who may struggle to access necessary healthcare.
How can I contribute to the Life Endowment?
You can contribute through multiple channels, including Awqaf Abu Dhabi’s digital donation platform, SMS donations via e& UAE or du numbers, bank transfers to First Abu Dhabi Bank, or at contribution kiosks located in hospitals and public spaces.
What types of healthcare services will the endowment cover?
The endowment will cover treatment expenses for chronic diseases, provide essential medications, and offer mental health support to patients. The fund aims to address both the physical and psychological aspects of managing chronic conditions.
Is this part of a larger healthcare initiative?
Yes, the Life Endowment is part of a broader Healthcare Endowment launched in May 2024 with a value of Dh1 billion. This is one component of Abu Dhabi’s comprehensive approach to enhancing healthcare accessibility and sustainability.
How will my contribution be managed?
Awqaf Abu Dhabi will oversee the management of contributions by investing them, preserving their value, and ensuring the sustainability of resources. The investment returns will fund healthcare programmes that improve quality of life and promote public health.
Can organisations as well as individuals contribute?
Yes, both individuals and organisations are encouraged to contribute to the Life Endowment. Institutional support is particularly valuable for building the endowment’s capital base quickly and maximising its impact.





Leave a comment